Underassured

Agents, according to a critical account written in the 1930s, had 'convinced themselves, by long years of self-persuasion, that it is little short of immoral for a man to be underassured', and they tended to view lapses not as a sign of a real inability to pay, but as an indicator of the financial recidivism of the masses.

The overassured manager may not seek to appreciate all the risks entailed in an ambitious decision. But even when the risks are appreciated, the underassured manager may equally jeopardize the organization by failing to display the bias for action that is also essential.

Archer might be overweight and underassured, but he could kiss like a drunken sailor.