Unpriority

The S.1301 provision, I note, does not make a Chapter 13 filing mandatory even if the debtor is able to pay at least 20% of unsecured, unpriority claims back to creditors.

You also say, as Exhibit 1 indicates, the medium amount of unsecured and unpriority debt for the 3,151 chapter 7 cases filed in 1998 is a staggering $23,411, with an overall median income of only $21,540.