Fur-coated

Higher and higher came the head, a long, heavy, fur-coated body rose, now half, now three fourths out of the water.

Source: wiktionary

I always found it extremely difficult to believe that this somewhat regal, fur-coated lady walking around Beverly Hills could have been married to Malcolm Lowry and lived for years with him in a shack.

Source: wiktionary

We worked our way through the throng of fur-coated women and little girls dressed in their Christmas best red velvet frocks and patent leather Mary Janes, all of them waiting to enter the fairyland-looking Palm Court.

Source: wiktionary