Point based systems have their problems. Some of us simply don't like them because, while D&D has its Munchkins, most of the PB-players we've encountered seem to be minmaxers whose greatest joy is wringing the very most out of their points. Forget ROLE playing.
Source: wiktionary
One thing that annoys me is when someone posts a character or something, built, as minmaxers would say, 'inefficiently.'
Source: wiktionary
I agree that a minmaxer can usually make a character more suited to particular situations on less points than a player driven by a pre-existing concept, but for a well-designed system there will always be *some* way that their character is less effective.
Source: wiktionary